FOREIGN RESIDENT HEALTH INSURANCE - THE COVERAGE
Medical expenses
- Guarantees E + F
We refund medical costs, hospitalisation and surgery on the basis of the Sécurité Sociale rates and scales with a ceiling of 30 000 € by contract period for E cover and 46 000 € by contract period for F cover. - Guarantee E (NP)
We refund medical costs, hospitalisation and surgery on the basis of the Sécurité Sociale rates and scales with a ceiling of 8 400 € by contract period for hospitalisation and surgery, and 800 € by contract period for medical costs.
The coverage
| HEALTH AND ACCIDENT % of French Social Security table (FSS) |
Level of coverage | ||
FSS |
E
|
F |
|
| SURGERY-HOSPITALISATION All hospitals and clinics |
|||
| Coefficient K>ou =50 | 100% | 100% | 100% |
| K<50 with hospitalisation | 80% | 80% | 100% |
| K<50 without hospitalisation | 70% | 70% | 100% |
| HOSPITALISATION without surgery | 80% | 80% | 100% |
| DAILY EXPENSES | no | no | yes |
| MEDICAL TREATMENTS |
|||
| at the doctor or at home Radiology, etc. |
70% | 70% | 100% |
| PARAMEDICAL TREATMENTS | |||
| Nurse treatments (injections), Kinesitherapy after an accident. |
60% | 60% | 100% |
| DENTAL CARE | |||
| Cavities only Up to 153 € for first year, unllimited thereafter if no interruption of the contract |
70% | 70% | 100% |
| PHARMACY Medicine bought in any pharmacy | |||
| Unreplaceables | 100% | 100% | 100% |
| Normal | 65% | 65% | 100% |
| Confort | 30% | 30% | 100% |
| Yellow sticker | 15% | 15% | 100% |
| OPTICAL | |||
| Only corrective lenses | 65% | 65% | 100% |
| OTHERS | |||
| LAB ANALYSIS | 60% | 60% | 100% |
| MEDICAL TRANSPORTATION | 60% | 60% | 100% |
| Starting the second year, contraception expenses and all expenses due to the state of pregnancy. | 100% | Up to 305 € |
Up to 458 € |
| REPATRIATION ASSISTANCE | |||
| Transportation and medical repatriation | Real cost | ||
| Repatriation in case of death | 1.500 € | ||
| Coffin expenses | 760 € | ||
| LEGAL LIABILITY | |||
| Cumulated personal injury, property damage and consequential damage | 4.575.000 € | ||
| Damage to property and consequential damage only | 76.000 € | ||
| Entrusted objects during a period of internship | 11.500 € | ||
| Deductible per file | 80 € | ||
| LEGAL ASSISTANCE | 760 € | ||
