Student House Insurance

Insurance contract strictly reserved for students residing in France and possessing a valid student card for the current year.

For all subscriptions starting as of June of the current year, you can benefit from 3 extra months (June, July and August)!!!

Insurance conditions, academic year 2008/2009
Valid until September 1st 2009 (without tacit renewal of the contract)

Plan 1
Fire and water damage (without deductible) (basic plan with the minimum compulsory guarantees and without deductible)

fire and water damage :
- tenant’s liability
- personal furniture : 3 500 Euros per main room
- loss of rent
- appraiser’s fees
Option 2nd occupier : + 6 Euros

Number of rooms*	Price per year

1 room	14 Euros
2 rooms	25 Euros
3 rooms	37 Euros

Plan 2
Plan 1 + legal liability of the policyholder

Legal liability of the policy holder :
- Damages caused to a third party within private life
  in accordance with the Article 1383 – 1384 C.C.
Option 2nd occupier : + 6 Euros

Number of rooms*	Price per year

1 room	20 Euros
2 rooms	31 Euros
3 rooms	43 Euros

Plan 3
Plan 2 + theft (with deductible) + glass breakage (with deductible)

Theft :
- up to 800 Euros with a deductible of 70 Euros
Glass breakage :
- up to 250 Euros with a deductible of 20 Euros
Option 2nd occupier : + 6 Euros

Number of rooms*	Price per year

1 room	36 Euros
2 rooms	54 Euros
3 rooms	71 Euros

Plan 4

Fire and water damage : same guarantees as in plan 1
Theft :
- up to 800 Euros with a deductible of 70 Euros
Glass breakage :
- up to 250 Euros with a deductible of 20 Euros
Option 2nd occupier : + 6 Euros

Number of rooms*	Price per year

1 room	31 Euros
2 rooms	49 Euros
3 rooms	66 Euros

Plan 5

Fire and water damage : same guarantees as in plan 1
Legal liability of the policy holder :
- Damages caused to a third party within private life
  in accordance with the Article 1383 – 1384 C.C.
Theft :
- up to 800 Euros with a deductible of 70 Euros
Option 2nd occupier : + 6 Euros

Number of rooms*	Price per year

1 room	26 Euros
2 rooms	32 Euros
3 rooms	49 Euros

* main room : any room other than storage room, corridor, kitchen, toilet and bathroom.

Extensive all-risks guarantee for computer materiel applicable to all plans
12 € taxes included / year
Up to 1300 € taxes included with a deductible of 70 €

Note:

You must be in possession of a student card, not respecting this condition leads to the cancellation of the guarantees and the paid premium will not be reimbursed.
Your accommodation must be located in a student residence, in an apartment building or at the home of a private individual.
The “theft” guarantee can only be granted if your apartment was broken into and if it was efficiently well protected (notably windows and doors) against easy intrusion.
Cash money and jewellery are excluded of our guarantees.
Any established subscription is due and cannot be reimbursed.
The premium is valid for the length of an academic year without any pro rata calculation even if the subscription takes place during the course year.

For information on other student house insurance plans

Please contact us at +33 (0)1 40 47 91 07.

Student House Insurance

Plan 1 Fire and water damage (without deductible) (basic plan with the minimum compulsory guarantees and without deductible)

Plan 2 Plan 1 + legal liability of the policyholder

Plan 3 Plan 2 + theft (with deductible) + glass breakage (with deductible)

Plan 4

Plan 5

Plan 1
Fire and water damage (without deductible) (basic plan with the minimum compulsory guarantees and without deductible)

Plan 2
Plan 1 + legal liability of the policyholder

Plan 3
Plan 2 + theft (with deductible) + glass breakage (with deductible)