FOREIGN STUDENT INSURANCE COVERAGE
Medical expenses
We reimburse medical expenses in metropolitan France and the European Union (excepting the home country of European Union citizens if the stay there exceeds 4 weeks).
- Guarantee A : we reimburse all medical expenses, hospital and surgery up to 30 000 € based on FSS tables.
- Guarantee B + C : the same up to 46 000 €.
Detailed coverage
| HEALTH AND ACCIDENT % of French Social Security table (FSS) |
Level of coverage | |||
FSS |
A |
B |
C |
|
| SURGERY-HOSPITALISATION All hospitals and clinics |
||||
| Coefficient K>ou =50 | 100% | 100% | 100% | 100% |
| K<50 with hospitalisation | 80% | 80% | 100% | 100% |
| K<50 without hospitalisation | 70% | 70% | 100% | 100% |
| HOSPITALISATION without surgery | 80% | 80% | 100% | 100% |
| DAILY EXPENSES | no | no | no | yes |
| MEDICAL TREATMENTS |
||||
| at the doctor or at home Radiology, etc. |
70% | 70% | 80% | 100% |
| PARAMEDICAL TREATMENTS | ||||
| Nurse treatments (injections), Kinesitherapy after an accident. |
60% | 60% | 80% | 100% |
| DENTAL CARE | ||||
| Cavities only Up to 153 € for first year, unllimited thereafter if no interruption of the contract |
70% | 70% | 80% | 100% |
| PHARMACY Medicine bought in any pharmacy | ||||
| Unreplaceables | 100% | 100% | 100% | 100% |
| Normal | 65% | 65% | 80% | 100% |
| Confort | 30% | 30% | 70% | 100% |
| Yellow sticker | 15% | 15% | 30% | 100% |
| OPTICAL | ||||
| Only corrective lenses |
65% | 65% | 80% | 100% |
| OTHERS | ||||
| LAB ANALYSIS | 60% | 60% | 80% | 100% |
| MEDICAL TRANSPORTATION | 60% | 60% | 80% | 100% |
| Starting the second year, contraception expenses and all expenses due to the state of pregnancy. | 100% | Up to 305 € |
Up to 382 € |
Up to 458 € |
| REPATRIATION ASSISTANCE | ||||
| Transportation and medical repatriation | Real cost | |||
| Repatriation in case of death | 1.500 € | |||
| Coffin expenses | 760 € | |||
| LEGAL LIABILITY | ||||
| Cumulated personal injury, property damage and consequential damage | 4.575.000 € | |||
| Damage to property and consequential damage only | 76.000 € | |||
| Entrusted objects during a period of internship | 11.500 € | |||
| Deductible per file | 80 € | |||
| LEGAL ASSISTANCE | 760 € | |||
