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LEGAL INFORMATION AND PRIVACY POLICY

 

Right to withdraw (article L 112-2-1 of the French Insurance Code) 

According to ordinance number 2005-648 of June 6, 2005 relating to distance selling of financial services, individuals having concluded an insurance contract via internet dispose of a period of 14 clear days starting from the day the contract was concluded, during which they may waive the contract, without justification. This time limit is extended to 30 days for life insurances contracts.

However, this right to withdraw does not apply to travel insurance policies, luggage insurance policies or insurance contracts which have been performed at the request of the insured before the end of the withdrawal period .

Intellectual property

The company S.A.R.L. Assistance Etudiants is the sole owner of the ASSISTANCE-ETUDIANTS.COM site. Only Assistance Etudiants is entitled to use the intellectual property rights and the rights of the entity linked to these, in particular trademarks, models, copyrights and image rights, whether as the originator of these or by express authorization.

The site was built by ACS and it is hosted at OVH. Access to the site and the use of its contents are governed by the conditions of use described hereinafter.

The Intellectual Property Code and, more generally, international treaties and agreements comprise provisions relating to copyright protection, prohibiting, whatever procedure may be used, the full or partial representation or reproduction of our pages for any use other than private or their modification, without express authorization by the author or its assignees. Law N° 98-536 of 1 July 1998 relating to databases does not make any exception for private copy.

Confidentiality and respect of data relating to private life

In accordance with articles 15 and 16 of law 78-17 of 6 January 1978 relating to information technology, files and civil liberties, data processing implemented in the framework of the ASSISTANCE-ETUDIANTS Website has been declared to the Commission nationale de l'informatique et des libertés (CNIL – National Commission for Information Technology and Civil Liberties) under number 1104666.

The ASSISTANCE-ETUDIANTS diffusion list is strictly confidential. If you are recorded on it, in no circumstances will your address be circulated to third parties. You can, at any time, correct the address that you have given us. In any event, you can exercise your right to access and correct the data concerning you.

Links to other sites

The ASSISTANCE-ETUDIANTS.COM site can offer links from its site to other affiliated and non-affiliated sites. These sites are independent. Assistance Etudiants does not publish or control these sites. Consequently, Assistance Etudiants shall not be held liable for their contents, products, advertisements or any elements or services presented on these sites. The affiliated or non-affiliated sites are governed by their own conditions of use and protection of personal data.

Use of cookies

Cookies are information packets sent by web servers to web browsers, and stored by the web browsers. We use cookies to analyse web activity in our site and improve our website in order to tailor it to customer needs. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

The DoubleClick DART Cookie

The DoubleClick DART cookie is used by Google in the ads served on the websites of its partners, such as websites displaying AdSense ads or participating in Google certified ad networks. Google’s use of the DART cookie enables them to serve ads based on users’ visit to our site and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at http://www.google.com/privacy_ads.html

Supervising Authority

The body in charge of supervising S.A.R.L Assistance Etudiants is the Autorité de contrôle des assurances et des mutuelles, and is located at 61 rue Taitbout, 75009 Paris, France.

Société de courtage d’assurances
S.A.R.L. Assistance Etudiants au capital de 350 000 €
Société de courtage d’assurances
153, rue de l'Université - 75007 Paris

Tel. : +33 (0)1.40.47.91.00
Fax : +33 (0)1.40.47.61.90

317 218 188 RCS Paris
N° ORIAS 07 028 129 – Web site ORIAS : www.orias.fr